Starting from May 19, 2025, the National Bank of Uzbekistan will start accepting applications for a new investment product - "Golden Deposit". This is a modern solution for citizens who want to save and increase their capital by investing in one of the most reliable assets — gold.
A "gold deposit" is a special bank account that stores investments in gold instead of cash. The amount of the deposit is indicated in grams. Unlike storing bullion in a safe deposit box, "Gold Deposit" does not require physical placement of metal: the bank ensures complete safety of investments without additional costs on the part of the client.
According to representatives of the National Bank, this investment format has a number of advantages. First, gold is an asset that demonstrates resilience in the face of inflation and currency instability. Secondly, such investments are suitable both for long-term accumulation and for protecting capital from depreciation. Over the past ten years, gold has risen in price by more than 160%, which confirms its high investment attractiveness.
The new product allows you to open an account for an amount starting from 5 grams of gold, which is equivalent to approximately 500 US dollars at the current exchange rate. You can do this either at any bank branch or through the Milliy mobile app. At the same time, the client can work flexibly with the account: the deposit can be replenished, partially withdrawn, sold part of the gold at any time and withdraw funds without commissions. All operations are performed without VAT, and the deposit can be closed at any time without losses.
Unlike traditional deposits, the "Golden Deposit" does not involve interest accrual. Income is generated as a result of the growth of the market value of gold. This makes the product particularly attractive for those who prefer independent control over investments and strive for financial stability.
The launch of the " Gold Deposit "also refers to the historical traditions of Uzbekistan, where gold has always been considered a symbol of stability and reliability. Storage of gold in the form of jewelry, bars or coins was widespread among the population, and the new product becomes a modern continuation of this practice-in digital format and with a high level of convenience.
Investing in a "Gold Deposit" can be an alternative to deposits in foreign currency, investments in real estate, or a way to save money for education and the future of children. It is particularly suitable for clients focused on stability, transparency, and long-term planning.
At the same time, the National Bank emphasizes that any investment in precious metals carries market risks. The value of gold can fluctuate, and income is not guaranteed. Nevertheless, with a balanced approach, the "Gold Deposit" can become an effective tool for preserving and growing capital.
You can issue an invoice starting from May 19, both in the branches of the National Bank and in the Milliy mobile app.
