Mikrokreditbank JSCB: results of 2024 and plans for the future

In 2024 JSCB "Mikrokreditbank" he continued to actively support small businesses, family businesses and the creation of new jobs. The total amount of loans issued exceeded 7 trillion soums, of which 1.9 trillion soums they are aimed at investment projects.

Financing of small business and entrepreneurship

As part of the program development of family entrepreneurship was issued 2.4 trillion soums credits. Support for small businesses: 2 trillion soums, and the volume of microfinance services rendered reached 1.5 trillion soums.

These measures made it possible to create 232,700 jobs in 1230 mahallasattached to the bank. At the same time 113,700 people received permanent employment.

By model The Saihunabad Experience in 7273 households "financial packages "were placed in the amount of 136.5 billion soums. Within the framework of "Uychinsky experience"by considering 8,300 requests, the bank helped create 31,400 jobs.

Attracting international resources

In 2024, the bank attracted 124 million dollars from international financial institutions. In addition, it was possible to mobilize 1.1 trillion soums deposits and 609 billion soums savings of the population and entrepreneurs.

Financial support for women's entrepreneurship made it up 1.6 trillion soums, thanks to which 89,592 women received loans for business development, and 92,200 women they were employed.

Plans for 2025

Taking into account the priority tasks set by the President of Uzbekistan, the bank will continue to support business and entrepreneurship.

A new department has been created on working on the basis of the "mahallabay"systemregional departments have specialized departments and mahalla sectors. 1121 mahalla open 332 positions of "mahalla banker".

In 2025, it is planned to allocate 5.4 trillion soums loans to small and medium-sized businesses, including:

• 1 trillion soums – within the framework of the presidential decree,
• 315 billion soums – according to the program "The first step in business",
• 1.5 trillion soums – according to the program "Family entrepreneurship ",
• 57 billion soums – according to the program "Hamroh ".

The bank is expected to provide employment 320,000 people, of which 131 000 get permanent job, and 189 000 they will engage in entrepreneurship.

For this purpose, the following will be selected from all sources: 7.7 trillion soums, and at least 50% of the funds will be sent for small businesses. It is planned to attract 260 million dollars from international financial institutions, of which 50 million dollars will go to micro-projects under the Financial Accessibility program.

Agricultural development

On 1,756 hectares of leased land will be implemented 160 standard projects by the principle of "One contour – one product". For this 160 aggregators received 3.8 billion soums credits.

Within the framework of "Superproject" on 105 hectares they are being created growing-processing-selling chains. For example, in Chimbay district of the Republic of Karakalpakstan young farmers will grow tomatoes and herbs on 15 hectares.

Support for entrepreneurs and job creation

From the beginning of 2025, within the framework of "Uychinsky experience" already conducted 482 meetings with entrepreneurs, reviewed 5857 hits, of which 2118 resolved positively. As a result, created 2,188 jobs.

JSCB "Mikrokreditbank" will continue its course on support for small businesses, handicrafts and home-based workas well as development microfinance institutionsespecially in rural areas.